The rising cost of employees, compounded by adverse demographic trends in the
advanced economies, has spurred management interest in new electronic processes and
technologies that remove people from the supply, administration, and ?¬?nancial chains
110 RFID Handbook: Applications, Technology, Security, and Privacy
currently in operation. How may such processes be classi?¬?ed? Three categories have
proven useful and germane in an educational, speci?¬?cally e-learning and RFID context:
1. Tightly coupled processes:
Illustrative examples of these processes would be
. Electronic business XML processes
. Supply chains (business-to-business)
. e-Taxation (government to business=tax agents=individuals)
. Super industry ?¬‚ow model in Australia (refer below) (Source: Public presentation
by Dr. Cameron at Deakin University, Melbourne, August 2002.)
. Real-time automation and process control
. Disaster recovery planning
Individuals
members
employee
Employer
Superannuation
product
provider
Superannuation
fund
administrator
(SFA)
Third parties
regulators
insurance
underwriters,
etc.
4.2 Superannuation product
choice
1.4 Contributions advice
5.1 Product info
6.1 Administration
agreement
7.1 Regulations & compliance
8.1 Regulation compliance statements
& Transactions
8.2 Insurance premiums
3.1 Rollover
another
3.2 Transfer within or with
3.
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